Money advice

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Money advice contacts

• Citizens Advice

  Free, confidential advice on dealing with debts and creditors, budgeting, calculating payments and tax.

  Website: www.citizensadvice.org.uk or www.dacorumcab.org.uk
  Telephone: 03444 111 444. From a mobile, please call 0300 3300 650.
  Address:
  Voluntary Sector
  The Forum
  Marlowes
  Hemel Hempstead
  Herts, HP1 1DN

• StepChange Debt Charity

  Charity offering free, confidential debt management and bankruptcy advice.

  Website: www.stepchange.org
  Telephone: 0800 138 1111

• HertSavers Credit Union

  Provides support on how to start saving. Loans to members (who must live or work in Hertfordshire) are offered at a lower rate than payday lenders. You must be a member to save or borrow money.

  Website: www.hertsavers.co.uk
  Email: office@hertsavers.co.uk
  Telephone: 020 8756 3868
• National Debtline

  Helpline offering free, impartial and confidential advice on managing debts.

  Website: www.nationaldebtline.org
  Telephone: 0808 808 4000
• Directgov: Budgeting and finances

  Tips on managing money, saving on bills and support available.

  Website: www.gov.uk/budgeting-loans
  
• Christians Against Poverty

  Debt counselling, including setting budgets and negotiating with creditors.

  Website: www.capuk.org
  Telephone: 0800 328 0006
• Advice Now

  Information on dealing with debt, rent and mortgage arrears and dealing with bailiffs.

  Website: www.advicenow.org.uk
  
• Report a Loan Shark

  Lending without a licence is illegal. If you know of, or have borrowed money from someone you suspect to be a loan shark you can report them anonymously.

  Telephone: 0300 555 2222 (confidential helpline)
  Text: Send LOAN SHARK and the lender’s details to 60003
  Email: reportaloanshark@stoploansharks.gov.uk
  
• Energy Savers

  Help saving energy and money.

  Website: www.dacorum.gov.uk/energysavers
  Email: pshousing@dacorum.gov.uk
  Telephone: 01442 228338
  
• Energy Saving Trust

  Free impartial energy-saving advice, including handy tips.

  Website: www.energysavingtrust.org.uk
  Telephone: 0300 123 1234

• Benefits enquiry line
  Advice from the Department for Work and Pensions on the benefits you can claim if you're disabled or a carer.
  Website: www.gov.uk/dwp
  Telephone: 0800 882 200 (freephone)
• Money advice unit
  For money advice from Hertfordshire County Council.
  Website: www.hertfordshire.gov.uk/money
• Gas and Electricity

  Switch supplier

  Shopping around for a better deal on your gas and electricity can save you up to £200 each year. For an easy and impartial guide, visit the Citizens Advice website.

  Cold Weather Payment

  Help with heating costs in very cold weather. You may qualify if you receive certain benefits. For more information, please visit the Government website.

  Warm Home Discount Scheme

  You can get money off your electricity bill if you receive the Guarantee element of Pension Credit. For more information, please visit the Government website.

  Winter Fuel Payment

  This payment of between £100 and £300 can help pay for your heating bills. You may qualify if you were born on or before 5 May 1953. For more information, please visit the Government website.